One thing that might be surprising to many people is the fact that Ecuador actually has an excellent health care system. Ecuador has excellent state-of-the-art hospitals and equipment.
However, you may need to go to the bigger cities of Ecuador to have these types of services.
You will find that you will receive personal attention from the doctors and nurses, as well as having specialists and physicians with their own private clinics.
You can expect to pay $25 to $30 for a visit to a general doctor and $30 to $40 to visit a specialist. A trip to the psychiatrist will set you back $30 to $40 for a half-hour session. The health system in Ecuador has an excellent selection of medicines that are generally much cheaper than U.S. generic drugs. It is widely available and many drugs can be purchased without a prescription.
The health system in Ecuador also boasts excellent specialists for surgery. Many Ecuadorians have been trained in the United States and Europe. The cost of doing surgery in Ecuador is quite inexpensive as well. For example, a torn shoulder tendon is a 2 hour procedure under local anesthetic. The total cost of the bill is just $2,900-about one quarter of the cost in comparison to an American hospital.
Of course you don’t have to pay outright if you are living in Ecuador as you have the option of purchasing health insurance. In Ecuador for a 60 year old man the monthly premium is around $66. For a woman age 50 to 60 it is around $67 for the same policy. If you have a dependant between the age of 2 and 17 the average cost is around $16 a month.
The policies mentioned are offered by Salud, S.A., Latin America’s largest health insurance company. The policy pays 80% for your doctor’s visits, 60% of medications and 100% of hospitalization. There is also policies available for walk-ins and accidents. If you plan to retire to Ecuador you need not worry about the health system in Ecuador as you will find that it is outstanding. You can learn more about Salud S.A. by visiting their website.